Overview
Yes! Legit new developments are protected by Spanish law, which means your payments are bank-guaranteed. At SurRealHomes.es, we only work with verified developers, and your deposit alwas goes to a trusted lawyer. Not the Developer.
Off course we have to inventarise your exact wishes to arrange a viewing tour. But when you have found your new dream home the following easy process can be followed:
Reserve your unit (usually €6,000–€10,000).
Sign a private purchase contract and pay around 20–30%.
Make stage payments during construction.
Collect your keys once it’s ready and pay the balance.
We’ll walk you through it all. Including the paperwork, which can look scarier than it really is.
Because you get:
A shiny new home that no one’s ever cooked fish in 🐟
Modern design and better energy efficiency
10-year building warranty
Flexible payment plans
Lower maintenance and running costs
Plus, it just feels good to start fresh.
Usually when the building license is granted 18 to 30 months. It sounds long, but time flies by and we’ll keep you updated with construction photos so you can brag to your friends.
Budget around 10–13% extra, which covers:
10% VAT (IVA)
1.2% stamp duty
Legal, notary & registration fees
We’ll help you plan so there are no surprises later.
Yes. But the mortgage will be issued 3 months before the completion. Because the interest rate cannot be held for the time that you made the reservation. Most banks will lend 60–70% of the purchase price to non-residents. We can point you to banks that actually answer their emails.
Off-plan: Still under construction. You pay in stages and move in later. Perfect if you want a lower price.
Key-ready: Already finished. Bring your suitcase!
Yes — Spain requires developers to give you:
10 years on structural issues
3 years on installations
1 year on finishes
If anything breaks early, you won’t be paying for it.
Yes — modern developments are built with better insulation, energy-saving systems, and often solar panels.
We don’t disappear once you’ve signed.
We can help with furniture packs, legal questions, snagging, or just recommending the best beach bar near your new home.
